Lic Jeevan Labh Life Insurance Policy Ad

Lic Jeevan Labh Life Insurance Policy Advertisement in Newspaper. This advertisement has been released in Times of India Newspaper

LIC’s Jeevan Labh Policy: Premiums Stop, Benefits Go On

Life Insurance Corporation of India’s (LIC) Jeevan Labh is a limited premium paying endowment plan that provides both financial protection and savings. It’s a participating plan, which means policyholders are eligible to share in LIC’s profits through bonuses.

Plan No.: 936

UIN No.: 512N304V02

Key Features

  • Limited Premium Payment: You pay premiums for a shorter period (10, 15, or 16 years) but receive life coverage for the entire policy term (16, 21, or 25 years).
  • Maturity Benefit: Upon surviving the policy term, you get a lump sum payout including the sum assured and bonuses.
  • Death Benefit: If the policyholder dies during the term, the nominee receives the sum assured amount plus accrued bonuses.
  • Profit Participation: Policyholders are eligible for bonuses declared by LIC, increasing the sum assured.
  • Tax Benefits: Premiums paid qualify for tax deductions under Section 80C of the Income Tax Act. The maturity benefit is also tax-free under Section 10(10D).
  • Optional Riders: Enhance your coverage with riders like accidental death benefit or additional term assurance.


  • Minimum Entry Age: 8 years
  • Maximum Entry Age: Varies depending on the chosen policy term (up to 59 years)
  • Minimum Sum Assured: ₹200,000
  • Maximum Sum Assured: No upper limit

Additional Points

  • Policy Term vs Premium Payment Term: Choose a longer policy term for extended coverage, but it will mean a longer period of premium payment.
  • Sum Assured: Select an adequate sum assured to financially secure your family in case of your demise.
  • Riders: Riders provide additional benefits but increase the premium cost. Consider your needs and budget before opting for them.

Getting Started

  • Get a quote for Jeevan Labh on LIC’s website or contact an LIC agent.
  • Read the sales brochure thoroughly before purchasing the policy.
  • Understand the associated risks.

Disclaimer: We are not a financial advisor. This is for informational purposes only. Please consult with a financial advisor to determine if this policy suits your needs.

More LIC Advertisements:

, Pune Edition on 9-11-2020.
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